I will give you the same advise I would and am having to give to my own 18 year old, 5months pregnant daughter. It is time to step up to the plate. I feel for what you have been through with the fraud thing....but it is all a part of being a "grown up". Often, grownups are also taken by a crook and left destitute. But they aren't online usually begging for help. They pick themselves up by the boot strapps and hold their heads high and move forward. That is what becoming an adult is all about. Learning how to overcome & adapt. It's time for you to stop being scared...square your shoulders...and make some changes. It may take you a little bit to get the bills paid off but .... they will get paid off. If you want them to be. It's the difference between being "INTERESTED" in getting things back on track....or being "COMMITTED" to it. When you're interested in getting something done, you do it only when the circumstances permit. But, when you're committed to do something....you accept NO excuses...only results.
Good luck to you and your small blessing.
